Product

The platform that handles the operational nuance.

Onboarding, risk, and settlement — the operational surface area of running a payments business — designed to work as a single system.

Onboarding

Underwriting that respects nuance.

Our onboarding pipeline collects the documents and attestations card networks expect, validates business registration against authoritative sources, and runs principals through OFAC, UN, EU, and HMT sanctions lists with continuous re-screening.

  • Document capture with automated quality checks
  • Beneficial-owner attestation aligned with FinCEN CDD
  • Real-time business-registration verification
  • Risk-tier assignment with reviewer override paths
~/veyra-cli
$ veyra merchants:onboard --vertical=specialty_food_retail
[01/04] Verifying business registration ........ ok
[02/04] Screening principals (OFAC + adverse) .. ok
[03/04] Risk-tier assignment ................... low
[04/04] Acquirer routing ....................... routed → primary

✓ Merchant onboarded in 4.8s
  merch_01HZQ8B4N2KTVE9JX6P4F3R2YA  ready
Risk

Continuous monitoring, calibrated by vertical.

Specialty merchants don't behave like SaaS. Our risk engine learns the profile of each vertical — wine, antiques, restaurants — and surfaces deviations the moment they happen. Velocity controls, chargeback intelligence, and merchant-level scoring all live in one operational view.

  • Per-vertical baseline behavior models
  • Velocity, ticket-size, and geo controls per merchant
  • Chargeback alerts with pre-arbitration triage
  • Continuous portfolio scoring and watchlists
veyragate.com/dashboard/transactions
live
Transaction
Merchant
Amount
Risk
Status
  • txn_8b21q3
    Northgate Provisions
    $248.50
    12
    captured
  • txn_8b21q4
    Atelier 14 Wines
    $1,820.00
    28
    captured
  • txn_8b21q5
    Burnside Hospitality
    $94.20
    9
    captured
  • txn_8b21q6
    Holloway Antiques
    $6,400.00
    71
    review
  • txn_8b21q7
    Cardinal & Ash
    $312.75
    18
    captured
  • txn_8b21q8
    Northgate Provisions
    $54.00
    14
    captured
Portfolio risk score
24
low risk · stable
Settlement

Multi-acquirer routing without the operational tax.

We route on health, cost, and approval likelihood across licensed acquiring partners. Failover is automatic, settlement reporting reconciles cleanly, and merchants get predictable payouts regardless of which rail processed the swipe.

  • Health-aware routing across acquirers
  • Card-network-ready processing infrastructure
  • Reconciled settlement reporting in one schema
  • Predictable T+2 payouts with held-funds policy
veyragate.com/dashboard/transactions
live
Transaction
Merchant
Amount
Risk
Status
  • txn_8b21q3
    Northgate Provisions
    $248.50
    12
    captured
  • txn_8b21q4
    Atelier 14 Wines
    $1,820.00
    28
    captured
  • txn_8b21q5
    Burnside Hospitality
    $94.20
    9
    captured
  • txn_8b21q6
    Holloway Antiques
    $6,400.00
    71
    review
  • txn_8b21q7
    Cardinal & Ash
    $312.75
    18
    captured
  • txn_8b21q8
    Northgate Provisions
    $54.00
    14
    captured

Merchant dashboard

A single operational view across onboarding queues, live transactions, risk signals, and settlement reporting.

Underwriting queue

Triaged applications with reviewer notes and decision history.

Risk console

Per-merchant scoring with case management and audit trail.

Settlement explorer

Acquirer-agnostic reporting reconciled to one source of truth.

Request a walkthrough

Ready to talk?

Tell us about your business. We'll respond with a structured underwriting preview and a path to integration within two business days.

Schedule a demosales@veyragate.com