Payments platform

Payments infrastructure
for specialty merchants.

Card-network-ready payments for specialty retailers, restaurants, and the businesses that don't fit a template.

Trusted by specialty operators

Northgate Provisions
Atelier 14 Wines
Burnside Hospitality
Holloway Antiques
Cardinal & Ash
99.99%
uptime SLA
<200ms
p50 API latency
PCI DSS
Level 1 compliant
The platform

Three primitives.
One coherent payments stack.

Onboarding, risk, and settlement — the operational surface area of running a payments business — designed to work as a single system, not three loosely glued APIs.

For developers

Built for developers.
Tested by operators.

A clean REST API, idiomatic SDKs, signed webhooks, and predictable error semantics. Onboard a merchant in under fifty lines of code — then leave the operational nuance to us.

REST + idiomatic SDKs in Node, Python, Ruby
Signed webhooks with replay protection
OpenAPI 3.1 spec, generated client libraries
Sandbox environment with realistic test data
Read the technical overview
import { Veyra } from "@veyragate/sdk";const veyra = new Veyra(process.env.VEYRAGATE_SECRET_KEY);const merchant = await veyra.merchants.create({  legal_name: "Northgate Provisions LLC",  vertical: "specialty_food_retail",  representative: {    email: "owner@northgate.example",    first_name: "Maren",    last_name: "Holloway",  },  address: {    line1: "412 Wilmot Street",    city: "Madison",    region: "WI",    postal_code: "53703",    country: "US",  },});console.log(merchant.id);// "merch_01HZQ8B4N2KTVE9JX6P4F3R2YA"
Verticals we serve

Built for the businesses
generic platforms send home.

Off-the-shelf processors route specialty merchants away from the start. We were designed around them.

Specialty Food Retail
Independent grocers, butchers, cheesemongers, bakeries, farm-direct retail.
Independent Restaurants
Single-location and small-group hospitality with chargeback exposure.
Wine & Spirits
Licensed alcohol retail and direct-to-consumer wine, age-verified end-to-end.
Antiques & Collectibles
High-ticket, low-velocity sellers where standard risk models misfire.
Specialty Goods
Curated retail, niche e-commerce, and boutique product brands.
Brick-and-Mortar Hospitality
Inns, B&Bs, and small lodging operators outside the franchise system.
Compliance

Compliance, by design.

We treat compliance as a feature, not a checkbox. Every merchant on our platform passes structured KYC and KYB review, automated OFAC screening, and continuous transaction monitoring powered by AI risk infrastructure.

PCI DSS Level 1

Card data never traverses our infrastructure unencrypted. Processing operates within a PCI DSS Level 1 certified environment, and we operate our own SOC 2 program (in progress) over the control plane.

KYC & KYB built in

Every applicant passes structured identity verification, business registration validation, and beneficial-owner attestation aligned with FinCEN customer due-diligence guidance.

AML & sanctions screening

Continuous OFAC, UN, EU, and HMT sanctions screening with adverse-media monitoring. Suspicious transactions trigger automated holds and human review.

Ready to talk?

Tell us about your business. We'll respond with a structured underwriting preview and a path to integration within two business days.